Updated November 10, 2026
Equipment financing activity in Vail, CO
Vail has 189 active UCC filings for equipment across 125 businesses, about 1.5 per business, so repeat borrowers are common. 28 new filings were recorded in the last 12 months, down 33% on the year before. 52 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Alpine Bank, A Colorado Banking Corporation leads with 10%, followed by FIRSTBANK at 8%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-33% on the year before
New equipment filings by month
Vail, CO, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 5 |
| 2025-05 | 4 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 3 |
| 2025-10 | 8 |
| 2025-11 | 3 |
| 2025-12 | 4 |
| 2026-01 | 6 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 2 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- FIRSTBANK11 · 8.3%Bank
- Xerox Financial Services11 · 8.3%Captive finance
- DLL8 · 6.1%Independent
- JPMorgan Chase Bank, NA7 · 5.3%Bank
- U.S. Bank National Association5 · 3.8%Bank
- Caterpillar Financial4 · 3.0%Captive finance
- Exchange Bank4 · 3.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated89 · 47.1%
- Blanket liens55 · 29.1%
- IT & office14 · 7.4%
- Construction12 · 6.3%
- Vehicles5 · 2.6%
- Manufacturing4 · 2.1%
- Medical4 · 2.1%
- Trucks & trailers3 · 1.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | WHI Vail | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | WHI Vail | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
86 | VAI Vail | IT & office 45 mo old · peak window+35Near the 48-month mark+2 | Xerox Financial Services Captive finance | Jan 2023 |
84 | VAI Vail | IT & office 41 mo old · peak window+35Active, no continuation+10 | Xerox Financial Services Captive finance | May 2023 |
75 | VAI Vail | Construction 40 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Jul 2023 |
69 | STE Vail | IT & office 41 mo old · peak window+35Active, no continuation+10 | Cisco Systems Capital Corporation Captive finance | Jun 2023 |
69 | DAV Vail | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T Corporation System, as representative Other | Nov 2022 |
69 | VAI Vail | IT & office 48 mo old · peak window+35Near the 48-month mark+10 | Xerox Financial Services Captive finance | Oct 2022 |
Top lenders in Vail
- Alpine Bank, A Colorado Banking Corporation13
- FIRSTBANK11
- Xerox Financial Services11
- DLL8
- JPMorgan Chase Bank, NA7
- U.S. Bank National Association5
- Caterpillar Financial4
- Exchange Bank4
- Construction Loan Services II, LLC4
- MidFirst Bank, a federally chartered savings association3
Questions
How many equipment loans are active in Vail, CO?
How many equipment loans in Vail, CO end in the next six months?
Which lenders finance the most equipment in Vail, CO?
What equipment is financed most in Vail, CO?
Is Vail, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.