Updated November 11, 2026
Equipment financing activity in Pagosa Springs, CO
Pagosa Springs has 406 active UCC filings for equipment across 207 businesses, about 2.0 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 91. 112 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Caterpillar Financial leads with 16%, followed by WAGNER EQUIPMENT COMPANY at 9%. Construction is the largest equipment type, at 38%. Captive finance arms of the manufacturers write 42% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
Pagosa Springs, CO, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 3 |
| 2025-03 | 9 |
| 2025-04 | 7 |
| 2025-05 | 14 |
| 2025-06 | 10 |
| 2025-07 | 11 |
| 2025-08 | 5 |
| 2025-09 | 7 |
| 2025-10 | 4 |
| 2025-11 | 10 |
| 2025-12 | 7 |
| 2026-01 | 8 |
| 2026-02 | 9 |
| 2026-03 | 7 |
| 2026-04 | 13 |
| 2026-05 | 11 |
| 2026-06 | 6 |
| 2026-07 | 11 |
| 2026-08 | 6 |
| 2026-09 | 7 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial49 · 15.7%Captive finance
- WAGNER EQUIPMENT COMPANY29 · 9.3%Captive finance
- Kubota Credit25 · 8.0%Captive finance
- FIRST SOUTHWEST BANK21 · 6.7%Bank
- Bank
- Bank
- John Deere Financial11 · 3.5%Captive finance
- Bank of Colorado10 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Construction155 · 38.2%
- Equipment, type not stated116 · 28.6%
- Blanket liens81 · 20.0%
- Agriculture27 · 6.7%
- IT & office9 · 2.2%
- Manufacturing7 · 1.7%
- Trucks & trailers5 · 1.2%
- Restaurant2 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | A & Pagosa Springs | Construction 35 mo old · early+32Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
94 | HUT Pagosa Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | Alp Pagosa Springs | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Aug 2023 |
92 | ELI Pagosa Springs | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Aug 2023 |
92 | Col Pagosa Springs | Construction 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
91 | NEX Pagosa Springs | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
90 | Col Pagosa Springs | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
90 | Alp Pagosa Springs | Construction 41 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | May 2023 |
Equipment types in Pagosa Springs
Questions
How many equipment loans are active in Pagosa Springs, CO?
How many equipment loans in Pagosa Springs, CO end in the next six months?
Which lenders finance the most equipment in Pagosa Springs, CO?
What equipment is financed most in Pagosa Springs, CO?
Is Pagosa Springs, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.