Updated November 11, 2026

Equipment financing activity in Niwot, CO

Niwot has 89 active UCC filings for equipment across 60 businesses. 23 new filings were recorded in the last 12 months, down 26% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months. The market is spread out: Western Equipment Finance leads with 8%, followed by JPMorgan Chase Bank, NA at 6%. Banks and credit unions hold 66%, more than captives and independents.

See the 13 ending soon Look up a business

89

Active equipment filings

13

Likely ending in the next 6 months

36, 48 or 60 month term

60

Businesses with active filings

23

New filings, last 12 months

-26% on the year before

New equipment filings by month

Niwot, CO, last 24 months. The current month is still coming in.

New equipment filings per month in Niwot, CO
2024-12	2
2025-01	3
2025-02	2
2025-03	2
2025-04	2
2025-05	4
2025-06	7
2025-07	4
2025-08	0
2025-09	1
2025-10	2
2025-11	1
2025-12	3
2026-01	0
2026-02	2
2026-03	0
2026-04	0
2026-05	2
2026-06	3
2026-07	6
2026-08	4
2026-09	1
2026-10	1
2026-11	0

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

Western Equipment Finance5 · 8.1%
Independent
JPMorgan Chase Bank, NA4 · 6.5%
Bank
First Interstate Bank4 · 6.5%
Bank
U.S. Bank National Association3 · 4.8%
Bank
Bank of America, N.A.3 · 4.8%
Bank
KeyBank National Association3 · 4.8%
Bank
U.S. Bank Equipment Finance, a division of U.S. Bank National Association3 · 4.8%
Bank
The Huntington National Bank2 · 3.2%
Bank

Top equipment types

Active filings by what the collateral describes

Equipment, type not stated40 · 44.9%
Blanket liens36 · 40.4%
Construction4 · 4.5%
Manufacturing3 · 3.4%
IT & office2 · 2.2%
Vehicles2 · 2.2%
Agriculture1 · 1.1%
Restaurant1 · 1.1%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 89 with names

Score	Company	Why	Lender	Filed
92	WT Niwot	Construction 45 mo old · peak window+35Near the 48-month mark+2	First Interstate Bank Bank	Jan 2023
90	WT Niwot	Construction 40 mo old · peak window+35Active, no continuation+10	First Interstate Bank Bank	Jul 2023
76	CRO Niwot	IT & office 45 mo old · peak window+35Near the 48-month mark+2	Xerox Financial Services Captive finance	Jan 2023
69	Lon Niwot	Equipment 36 mo old · peak window+35Near the 36-month mark+10	BayFirst National Bank, a national banking association Bank	Nov 2023
61	WT Niwot	Construction 26 mo old · early+6Active, no continuation+10	First Interstate Bank Bank	Sep 2024
61	Lon Niwot	Equipment 39 mo old · peak window+35Near the 36-month mark+2	BayFirst National Bank, a national banking association Bank	Jul 2023
60	Cre Niwot	Equipment 36 mo old · peak window+35Near the 36-month mark+10	First Advantage Branch of First National bank ISAOA Bank	Nov 2023
58	WT Niwot	Construction 25 mo old · early+3Active, no continuation+10	First Interstate Bank Bank	Sep 2024

92

WT

Niwot

Construction

45 mo old · peak window+35Near the 48-month mark+2

First Interstate Bank

90

WT

Niwot

Construction

40 mo old · peak window+35Active, no continuation+10

First Interstate Bank

76

CRO

Niwot

IT & office

45 mo old · peak window+35Near the 48-month mark+2

Xerox Financial Services

69

Lon

Niwot

Equipment

36 mo old · peak window+35Near the 36-month mark+10

BayFirst National Bank, a national banking association

61

WT

Niwot

Construction

26 mo old · early+6Active, no continuation+10

First Interstate Bank

61

Lon

Niwot

Equipment

39 mo old · peak window+35Near the 36-month mark+2

BayFirst National Bank, a national banking association

60

Cre

Niwot

Equipment

36 mo old · peak window+35Near the 36-month mark+10

First Advantage Branch of First National bank ISAOA

58

WT

Niwot

Construction

25 mo old · early+3Active, no continuation+10

First Interstate Bank

Nearby cities

All of Boulder County

Top lenders in Niwot

All Colorado lenders

Questions

How many equipment loans are active in Niwot, CO?

89 UCC filings for equipment against 60 businesses in Niwot, CO are active, meaning not terminated or lapsed.

How many equipment loans in Niwot, CO end in the next six months?

About 13: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.

Which lenders finance the most equipment in Niwot, CO?

Western Equipment Finance (5), JPMorgan Chase Bank, NA (4), First Interstate Bank (4), counting active filings.

What equipment is financed most in Niwot, CO?

Construction, with 4 active filings.

Is Niwot, CO equipment financing growing?

23 new filings in the last 12 months against 31 in the 12 before, down 26%.

Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.