Updated November 11, 2026
Construction equipment loans in Gypsum, CO
Gypsum has 146 active UCC filings for construction equipment across 50 businesses, about 2.9 per business, so repeat borrowers are common. 46 new filings were recorded in the last 12 months, up 35% on the year before. 35 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. Caterpillar Financial dominates with 29% of active filings. Captive finance arms of the manufacturers write 51% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+35% on the year before
New equipment filings by month
Gypsum, CO, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 4 |
| 2025-09 | 3 |
| 2025-10 | 6 |
| 2025-11 | 3 |
| 2025-12 | 6 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 4 |
| 2026-04 | 3 |
| 2026-05 | 5 |
| 2026-06 | 7 |
| 2026-07 | 8 |
| 2026-08 | 3 |
| 2026-09 | 6 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial41 · 28.9%Captive finance
- Stearns Bank Equipment Finance24 · 16.9%Bank
- WAGNER EQUIPMENT COMPANY14 · 9.9%Captive finance
- Bank
- Bank
- John Deere Financial6 · 4.2%Captive finance
- CNH Industrial Capital5 · 3.5%Captive finance
- ANB BANK5 · 3.5%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | CAL Gypsum | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Stearns Bank National Association Bank | Nov 2022 |
97 | CAL Gypsum | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Stearns Bank National Association Bank | Nov 2022 |
92 | EWI Gypsum | Construction 39 mo old · peak window+35Near the 36-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2023 |
89 | MOU Gypsum | Construction 46 mo old · peak window+35Near the 48-month mark+4 | CHTD Company Other | Dec 2022 |
87 | SCH Gypsum | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
85 | GRE Gypsum | Construction 43 mo old · peak window+35Active, no continuation+10 | Wells Fargo Bank, N.A. Bank | Apr 2023 |
84 | GM Gypsum | Construction 42 mo old · peak window+35Active, no continuation+10 | U.S. Bank Equipment Finance, a division of U.S. Bank National Association Bank | May 2023 |
82 | HOB Gypsum | Construction 34 mo old · early+29Near the 36-month mark+4 | Power Equipment Company Captive finance | Dec 2023 |
Construction in nearby cities
Construction across ColoradoQuestions
How many construction equipment loans are active in Gypsum, CO?
How many construction equipment loans in Gypsum, CO end in the next six months?
Which lenders finance the most construction equipment in Gypsum, CO?
Is Gypsum, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.