Updated November 11, 2026
Equipment financing activity in Garden City, CO
Garden City has 30 active UCC filings for equipment across 8 businesses, about 3.8 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, down 30% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. John Deere Financial dominates with 39% of active filings. Construction is the largest equipment type, at 60%. Captive finance arms of the manufacturers write 70% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-30% on the year before
New equipment filings by month
Garden City, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 3 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 5 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial9 · 39.1%Captive finance
- Komatsu Financial4 · 17.4%Captive finance
- WAGNER EQUIPMENT COMPANY2 · 8.7%Captive finance
- FIRST MERCHANTS BANK2 · 8.7%Bank
- SOUTHSTATE BANK, N.A.2 · 8.7%Bank
- Caterpillar Financial1 · 4.3%Captive finance
- Capital Community Bank, Inc.1 · 4.3%Bank
- Old Second National Bank1 · 4.3%Bank
Top equipment types
Active filings by what the collateral describes
- Construction18 · 60.0%
- Blanket liens7 · 23.3%
- Equipment, type not stated3 · 10.0%
- Agriculture2 · 6.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | H & Garden City | Construction 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
78 | H & Garden City | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Feb 2024 |
75 | NAR Garden City | Construction 31 mo old · early+20Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Apr 2024 |
67 | H & Garden City | Construction 28 mo old · early+12Active, no continuation+10 | Komatsu Financial Captive finance | Jul 2024 |
63 | Win Garden City | Equipment 34 mo old · early+29Near the 36-month mark+4 | U.S. Small Business Administration Other | Dec 2023 |
61 | H & Garden City | Construction 26 mo old · early+6Active, no continuation+10 | John Deere Financial Captive finance | Aug 2024 |
61 | H & Garden City | Construction 26 mo old · early+6Active, no continuation+10 | John Deere Financial Captive finance | Aug 2024 |
58 | H & Garden City | Blanket lien 32 mo old · early+23Active, no continuation+10 | Northcreek Mezzanine Fund III, L.P., as Collateral Agent Other | Feb 2024 |
Nearby cities
- Greeley2,145
- Windsor943
- Fort Lupton635
- Eaton451
- Ault440
- Frederick440
- Johnstown386
- Keenesburg292
- Hudson254
- Evans232
- Kersey193
- Mead170
Questions
How many equipment loans are active in Garden City, CO?
How many equipment loans in Garden City, CO end in the next six months?
Which lenders finance the most equipment in Garden City, CO?
What equipment is financed most in Garden City, CO?
Is Garden City, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.