Updated November 11, 2026
Construction equipment loans in Frederick, CO
Frederick has 79 active UCC filings for construction equipment across 24 businesses, about 3.3 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, down 21% on the year before. 24 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. Western Equipment Finance dominates with 22% of active filings. Captive finance arms of the manufacturers write 49% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-21% on the year before
New equipment filings by month
Frederick, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 5 |
| 2025-11 | 2 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Western Equipment Finance17 · 21.5%Independent
- WAGNER EQUIPMENT COMPANY15 · 19.0%Captive finance
- CNH Industrial Capital13 · 16.5%Captive finance
- Bank
- DLL7 · 8.9%Independent
- John Deere Financial7 · 8.9%Captive finance
- Caterpillar Financial4 · 5.1%Captive finance
- ARVEST BANK3 · 3.8%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | Sag Frederick | Construction 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
100 | RAP Frederick | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Oct 2023 |
100 | RAP Frederick | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Oct 2023 |
94 | Sag Frederick | Construction 35 mo old · early+32Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Nov 2023 |
94 | EMP Frederick | Construction 38 mo old · peak window+35Near the 36-month mark+4 | DLL Independent | Aug 2023 |
94 | Rid Frederick | Construction 46 mo old · peak window+35Near the 48-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Dec 2022 |
92 | BAK Frederick | Construction 39 mo old · peak window+35Near the 36-month mark+2 | CNH Industrial Capital Captive finance | Aug 2023 |
92 | HIR Frederick | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Wells Fargo Equipment Finance, Inc. Bank | Dec 2022 |
Construction in nearby cities
- Construction in Greeley472
- Construction in Windsor188
- Construction in Fort Lupton192
- Construction in Eaton68
- Construction in Ault71
- Construction in Johnstown90
- Construction in Keenesburg103
- Construction in Hudson79
- Construction in Kersey54
- Construction in Mead42
Questions
How many construction equipment loans are active in Frederick, CO?
How many construction equipment loans in Frederick, CO end in the next six months?
Which lenders finance the most construction equipment in Frederick, CO?
Is Frederick, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.