Updated November 12, 2026
Equipment financing activity in Elbert, CO
Elbert has 157 active UCC filings for equipment across 70 businesses, about 2.2 per business, so repeat borrowers are common. 20 new filings were recorded in the last 12 months, down 69% on the year before. 34 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Kubota Credit leads with 18%, followed by Caterpillar Financial at 13%. Construction is the largest equipment type, at 23%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-69% on the year before
New equipment filings by month
Elbert, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 4 |
| 2025-03 | 5 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 7 |
| 2025-07 | 5 |
| 2025-08 | 4 |
| 2025-09 | 18 |
| 2025-10 | 8 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 3 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 6 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit19 · 17.8%Captive finance
- Caterpillar Financial14 · 13.1%Captive finance
- Sterling Financial Inc.14 · 13.1%Independent
- Bank
- WAGNER EQUIPMENT COMPANY5 · 4.7%Captive finance
- Bank
- Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated52 · 33.1%
- Construction36 · 22.9%
- Agriculture29 · 18.5%
- Trucks & trailers22 · 14.0%
- Blanket liens14 · 8.9%
- Manufacturing1 · 0.6%
- Restaurant1 · 0.6%
- IT & office1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
95 | Roc Elbert | Construction 36 mo old · peak window+35Near the 36-month mark+10 | First Business Specialty Finance, LLC Independent | Oct 2023 |
90 | BIJ Elbert | Construction 43 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Mar 2023 |
90 | BIJ Elbert | Construction 44 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Feb 2023 |
89 | Bea Elbert | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
88 | 3 G Elbert | Construction 34 mo old · early+29Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Dec 2023 |
85 | WOO Elbert | Construction 49 mo old · late window+33Near the 48-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Sep 2022 |
82 | Fun Elbert | Restaurant 37 mo old · peak window+35Near the 36-month mark+7 | Sterling Financial Inc. Independent | Sep 2023 |
79 | Fun Elbert | Trucks & trailers 38 mo old · peak window+35Near the 36-month mark+4 | Sterling Financial Inc. Independent | Sep 2023 |
Equipment types in Elbert
Nearby cities
- Colorado Springs8,150
- Peyton483
- Monument358
- Colorado Spgs295
- Fountain197
- Calhan141
- Palmer Lake65
- Manitou Springs43
- Rush35
- Ramah33
- Falcon33
- Colorado Spring27
Top lenders in Elbert
- Kubota Credit19
- Caterpillar Financial14
- Wells Fargo Vendor Financial Services, LLC6
- WAGNER EQUIPMENT COMPANY5
- FARM CREDIT SERVICES OF AMERICA, PCA4
- Western Equipment Finance, a division of Western State Bank4
- Farm Credit of Southern Colorado, PCA, a wholly owned subsidiary of Farm Credit of Southern Colorado, ACA3
- The Huntington National Bank2
- Farm Credit of Southern Colorado, FLCA, a wholly owned subsidiary of Farm Credit of Southern Colorado, ACA2
Questions
How many equipment loans are active in Elbert, CO?
How many equipment loans in Elbert, CO end in the next six months?
Which lenders finance the most equipment in Elbert, CO?
What equipment is financed most in Elbert, CO?
Is Elbert, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.