Updated November 11, 2026
Construction equipment loans in Divide, CO
Divide has 40 active UCC filings for construction equipment across 19 businesses, about 2.1 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 9% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. The market is spread out: John Deere Financial leads with 18%, followed by Caterpillar Financial at 15%. Captive finance arms of the manufacturers write 44% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+9% on the year before
New equipment filings by month
Divide, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 3 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial7 · 17.9%Captive finance
- Caterpillar Financial6 · 15.4%Captive finance
- Bank
- WAGNER EQUIPMENT COMPANY3 · 7.7%Captive finance
- DLL2 · 5.1%Independent
- North Mill Credit Trust2 · 5.1%Independent
- Bank
- BMO Bank N.A.1 · 2.6%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
87 | PRE Divide | Construction 37 mo old · peak window+35Near the 36-month mark+7 | DLL Independent | Sep 2023 |
85 | Mul Divide | Construction 41 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | May 2023 |
84 | FOX Divide | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
82 | Hal Divide | Construction 39 mo old · peak window+35Near the 36-month mark+2 | First Business Specialty Finance, LLC Independent | Jul 2023 |
77 | Mul Divide | Construction 52 mo old · late window+27Also a blanket lien | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Jun 2022 |
75 | DIR Divide | Construction 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
65 | ALT Divide | Construction 42 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Apr 2023 |
65 | Kif Divide | Construction 44 mo old · peak window+35Active, no continuation+10 | COMMERCIAL CAPITAL COMPANY, LLC Independent | Mar 2023 |
Construction in nearby cities
Construction across ColoradoQuestions
How many construction equipment loans are active in Divide, CO?
How many construction equipment loans in Divide, CO end in the next six months?
Which lenders finance the most construction equipment in Divide, CO?
Is Divide, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.