UCC Scout

Updated November 11, 2026

Construction equipment loans in Byers, CO

Byers has 36 active UCC filings for construction equipment across 15 businesses, about 2.4 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, down 31% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. Caterpillar Financial dominates with 42% of active filings. Captive finance arms of the manufacturers write 86% of it, so dealer relationships matter here.

36

Active equipment filings

8

Likely ending in the next 6 months

36, 48 or 60 month term

15

Businesses with active filings

9

New filings, last 12 months

-31% on the year before

New equipment filings by month

Byers, CO, last 24 months. The current month is still coming in.

32Dec 2024: 1Dec 24Jan 2025: 0Feb 2025: 2Mar 2025: 0MarApr 2025: 2May 2025: 3Jun 2025: 0JunJul 2025: 0Aug 2025: 1Sep 2025: 1SepOct 2025: 2Nov 2025: 0Dec 2025: 0DecJan 2026: 0Feb 2026: 0Mar 2026: 2MarApr 2026: 0May 2026: 0Jun 2026: 0JunJul 2026: 2Aug 2026: 3Sep 2026: 2SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Byers, CO
2024-121
2025-010
2025-022
2025-030
2025-042
2025-053
2025-060
2025-070
2025-081
2025-091
2025-102
2025-110
2025-120
2026-010
2026-020
2026-032
2026-040
2026-050
2026-060
2026-072
2026-083
2026-092
2026-100
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance
  2. Captive finance
  3. Captive finance
  4. Bank
  5. Independent
  6. JCB FINANCE1 · 2.8%
    Captive finance
  7. Captive finance
  8. Bank

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 36 with names
95
BOV
Byers
Construction
36 mo old · peak window+35Near the 36-month mark+10
Wells Fargo Vendor Financial Services, LLC
95
BOV
Byers
Construction
36 mo old · peak window+35Near the 36-month mark+10
Wells Fargo Vendor Financial Services, LLC
90
LAN
Byers
Construction
41 mo old · peak window+35Active, no continuation+10
JCB FINANCE
72
MAU
Byers
Construction
37 mo old · peak window+35Near the 36-month mark+7
WAGNER EQUIPMENT COMPANY
69
Big
Byers
Construction
46 mo old · peak window+35Near the 48-month mark+4
WAGNER EQUIPMENT COMPANY
65
MIK
Byers
Construction
42 mo old · peak window+35Active, no continuation+10
WAGNER EQUIPMENT COMPANY
64
JAY
Byers
Construction
35 mo old · early+32Moved to another lender Dec 2025
WAGNER EQUIPMENT COMPANY
64
JAY
Byers
Construction
35 mo old · early+32Moved to another lender Dec 2025
WAGNER EQUIPMENT COMPANY

Questions

How many construction equipment loans are active in Byers, CO?
36 UCC filings for construction equipment against 15 businesses in Byers, CO are active, meaning not terminated or lapsed.
How many construction equipment loans in Byers, CO end in the next six months?
About 8: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most construction equipment in Byers, CO?
Caterpillar Financial (15), WAGNER EQUIPMENT COMPANY (9), John Deere Financial (5), counting active filings.
Is Byers, CO equipment financing growing?
9 new filings in the last 12 months against 13 in the 12 before, down 31%.

Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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