Updated November 11, 2026
Equipment financing activity in Bayfield, CO
Bayfield has 279 active UCC filings for equipment across 123 businesses, about 2.3 per business, so repeat borrowers are common. 60 new filings were recorded in the last 12 months, down 22% on the year before. 67 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. Kubota Credit dominates with 31% of active filings. Construction is the largest equipment type, at 34%. Captive finance arms of the manufacturers write 54% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-22% on the year before
New equipment filings by month
Bayfield, CO, last 24 months. The current month is still coming in.
| 2024-12 | 11 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 5 |
| 2025-03 | 16 |
| 2025-04 | 5 |
| 2025-05 | 6 |
| 2025-06 | 4 |
| 2025-07 | 6 |
| 2025-08 | 4 |
| 2025-09 | 9 |
| 2025-10 | 8 |
| 2025-11 | 7 |
| 2025-12 | 10 |
| 2026-01 | 2 |
| 2026-02 | 5 |
| 2026-03 | 8 |
| 2026-04 | 7 |
| 2026-05 | 6 |
| 2026-06 | 6 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 5 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit69 · 31.2%Captive finance
- John Deere Financial17 · 7.7%Captive finance
- Caterpillar Financial16 · 7.2%Captive finance
- Independent
- Bank
- FIRST SOUTHWEST BANK7 · 3.2%Bank
- Trans Lease, Inc.7 · 3.2%Independent
- Komatsu Financial7 · 3.2%Captive finance
Top equipment types
Active filings by what the collateral describes
- Construction95 · 34.1%
- Equipment, type not stated56 · 20.1%
- Agriculture53 · 19.0%
- Blanket liens48 · 17.2%
- Trucks & trailers15 · 5.4%
- Manufacturing4 · 1.4%
- IT & office3 · 1.1%
- Medical2 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | CRG Bayfield | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Sep 2023 |
95 | STR Bayfield | Construction 49 mo old · late window+33Near the 48-month mark+7 | Komatsu Financial Captive finance | Sep 2022 |
94 | SNO Bayfield | Construction 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
90 | S&K Bayfield | Construction 41 mo old · peak window+35Active, no continuation+10 | DIVERSIFIED FINANCIAL SERVICES, LLC Independent | May 2023 |
82 | PAP Bayfield | Trucks & trailers 37 mo old · peak window+35Near the 36-month mark+7 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Sep 2023 |
82 | Bun Bayfield | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | ADVANTAFIRST CAPITAL FINANCIAL SERVICES, LLC Independent | Aug 2023 |
80 | SIL Bayfield | Construction 44 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Feb 2023 |
80 | HAM Bayfield | Construction 48 mo old · peak window+35Near the 48-month mark+10 | PNC Bank, National Association Bank | Nov 2022 |
Equipment types in Bayfield
Top lenders in Bayfield
- Kubota Credit69
- John Deere Financial17
- Caterpillar Financial16
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI8
- Wells Fargo Vendor Financial Services, LLC7
- FIRST SOUTHWEST BANK7
- Trans Lease, Inc.7
- Komatsu Financial7
- ADVANTAFIRST CAPITAL FINANCIAL SERVICES, LLC6
- TBK Bank, SSB5
Questions
How many equipment loans are active in Bayfield, CO?
How many equipment loans in Bayfield, CO end in the next six months?
Which lenders finance the most equipment in Bayfield, CO?
What equipment is financed most in Bayfield, CO?
Is Bayfield, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.